The North Carolina State Grange offers various insurance products through the network of NC State Grange independent insurance agencies and agents. They can provide a wide array of products such as individual health coverage, Medicare supplements, individual disability coverage, long term care coverage, life insurance, and annuities. As independent agencies/agents, they are able to provide products for your individual needs with the product(s) that best serve your family’s needs and budgets. By offering a variety of companies and products, you get a tailored insurance plan at no extra charge. 



We work exclusively with BlueCross BlueShield of North Carolina as our carrier of choice to offer individual health coverage to our members and non-members alike.  Our appointed agents can provide you with information so that you can make the best informed decision on the plan, deductible, and coinsurance amount to match your family’s needs and budget.  We offer plans for the individual, family, child only, and also spousal coverage, in lieu of employee group plan coverage.  We offer these services at no additional charge to the insured.  Rates are identical to those purchased directly through the company or any other outlet.  The advantage of purchasing individual health coverage through a NC State Grange Agent is the service, product knowledge, and time they will spend with you to make sure you are comfortable with the coverage plan you choose.

Here is a sample of the plans that the NC State Grange Agents can offer you:


Individual Health Products
Over 65 plans 
Find out what Medicare plan fit your needs!
Medicare Supplement

Our agents offer the following plans: A-B-C-D-F-HiDed F-G-K-L-M-N


Medicare Advantage, where available

Select agents offer the Medicare Advantage plans in counties where they are approved.

Hybrid Co-payment coverage

These plans offer a limited amount of Co-payment insurance before you start paying toward your deductible for specific medical services – such as your primary physician.  These plans typically carry higher deductibles and lower premiums.


Individual Disability coverage

Our NC State Grange Agents have access to over eight different companies to provide you with individual disability coverage.  Disability coverage can provide an income stream for you and your family in the event of a long-term illness or accident.  This is one type of coverage often overlooked in many individual’s insurance plans.  There are wide variations of product design(s) and prices so that we can tailor fit the plan to your needs and budget.

Download Disability Insurance Quote Request


Long Term Care coverage 

Our NC State Grange Agents have access to many companies that offer long-term care coverage.  We choose our companies by their national ratings for service, price, and product offering.  Long term care coverage needs to be considered by everyone as a family matter – not just an individual needing care.  We want to tailor a plan that best fits you and your family's need(s). 

Download What is Long Term Care

Download Long Term Care Quote Request


Individual Life Coverage  

We have access to over thirty different companies to offer you a variety of different life insurance products.  We can offer individual policies to cover the needs of your family, business, farm, or partnership.  As independent agents, we are able to mix and match according to your specific needs.  Typical products include:

  • Term Life: 10, 15, 20, 25 and 30 year periods; offers the lowest initial rate(s) for coverage amounts

  • Guaranteed Universal Life:  This policy is a mix of term and whole life where there is a guaranteed death benefit up to (and in some cases even longer) age 100. 

  • Final Expense Plans:  These plans provide for basic burial benefits.  These are generally lower amounts of coverage beginning around $5,000 up to $25,000.



Annuities  provide an income stream based on the policy terms and conditions.  You can structure the payout to be over a given length of period, lifetime, or combination thereof.  We have access to over 60 different companies that offer various annuity products.  To find the best fit you and your desires, we ask only six questions to determine which companies best fit your desires.  Then we can offer you a choice of three or four products where you can choose the one you like the best.  This is a major advantage of dealing with a NC State Grange agent for your annuity needs as we are not obligated to any particular carrier or plan.  The annuity types we offer are:

  • Fixed

  • Single premium

  • Guaranteed payout